By Christopher Behnan
Has billionaire and philanthropist Bill Gates or the late Mother Teresa of Calcutta done more for their fellow man?
If given an option between all the money or all the love in the world, which would you choose?
How you answer those questions will determine your financial future, according to Ted Klontz, a Tennessee-based financial behavioral consultant.
“For every financial behavior, there’s some kind of belief system that drives it,” Klontz explained.
“There’s what you think, and then there’s what you do,” he noted.

