By Coco Zickos
Loren Kayfetz and Brad Klontz, Owner and consultant, respectively, Personal Financial
Please tell us about your business. Loren: We are a holistic financial service firm located in Kapa’a that provides advice, counsel and services on a non-product-driven, fee-only basis to individuals, couples, professionals and businesses. It is for anyone who is interested in taking stock of their financial situation and looking to organize it, and has a sense of how to get to where they want to get to. This business started in 1985 on the Mainland. I moved to Kaua’i in 2000 and worked first from my home and then opened up the branch here.