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By GAIL LIBERMAN

For years, money has been blamed as a chief reason for divorce.

Yet, this Valentine’s Day, I’m pleased to report that my husband and I, who constantly write about money and discuss the subject, have managed to stay happily married for 20 years.

Two different studies offer insights on keys to success when it comes to money and relationships.

If you or your partner are materialistic, that could be hurting your relationship emotionally, suggests research led by Jason M. Carroll, Brigham Young University professor of family life. His research indicates that couples who say money is not important to them score about 10 percent to 15 percent better on marriage stability and other measures of relationship quality than couples where one or both are materialistic.

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