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“This is a dangerous time,” said Brad Klontz, a financial psychologist who is one of the authors of a study published this month in the journal Psychological Services that examines the state and treatment of money disorders. “And when people come for help around money, it goes so much deeper than what is in their bank accounts. It’s a portal into unresolved family histories and generational history patterns.”

Dr. Klontz’s study looked at various money disorders and at a treatment center, Onsite, in Nashville, which was owned until recently by his father, Ted Klontz, a psychologist and life coach who still leads the “healing money issues” program there, along with a financial planner.

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